Insurance – provides coverage to minimize the money you would have to pay for damages or claims.

What expense do you have when you acquire insurance?


This category include the type of insurance below:

Trucker’s Package or Bobtail


If you have multiple Motor Vehicles, it is important to understand that your insurance expense for Truckers Package can be significantly different per vehicle due to the vehicle’s insured value.

Learn Cost Reduction Tips

WHAT IS YOUR DEDUCTIBLE?  You can lower your insurance expense by increasing your deductible.  Keep in mind that your deductible is what you will have to pay out of pocket.  You don’t want a $5,000 deductible if you don’t have $5,000 in your bank account to fix your Motor Vehicle or Other Equipment.

WHAT IS THE INSURED VALUE OF YOUR EQUIPMENT?  Make sure that the insured value of your equipment is in line with the loan balance and/or market value of your Motor Vehicle and Other Equipment whichever is greater.

WHAT DO OTHER INSURANCE COMPANIES CHARGE?  Remember the best option you have as a consumer is to shop around.  Not all insurance companies charge the same premiums.  Don’t change your insurance provider over a few dollars, but it is in your best interest to compare your current policy and premiums with other insurance companies.

Ask your insurance representative about these and other cost savings options.

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